The number one most important factor in purchasing a property apart from the desire or need to own one is the BUDGET!

The government had laid out various rules, regulations & criteria (E.g. Various stamp duties & loan ceilings, maximum loan tenures, Mortgage Servicing Ratio (MSR) & Total Debt Servicing Ratio (TDSR)) which are strictly to be followed by Singaporeans, Permanent Residents (PR) & foreigners.

Therefore, it is always good to know how much you can afford for a property (HDB or Private) right from the start!

Let’s work out the budget based on your selected mode of purchase below:






Joint Purchase (Non-married)
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